Message-ID: <9659197.1075860873333.JavaMail.evans@thyme> Date: Fri, 8 Feb 2002 07:53:58 -0800 (PST) From: kevin.hyatt@enron.com To: jhyatt@msn.com Subject: FW: E-LOAN HAS APPROVED YOUR AUTO LOAN Mime-Version: 1.0 Content-Type: text/plain; charset=us-ascii Content-Transfer-Encoding: 7bit X-From: Hyatt, Kevin X-To: 'jhyatt@msn.com' X-cc: X-bcc: X-Folder: \Kevin_Hyatt_Mar2002\Hyatt, Kevin\Sent Items X-Origin: Hyatt-K X-FileName: khyatt (Non-Privileged).pst -----Original Message----- From: E-LOAN [mailto:auto_service@auto.eloan.com] Sent: Thursday, February 07, 2002 1:19 PM To: Hyatt, Kevin Subject: E-LOAN HAS APPROVED YOUR AUTO LOAN Dear Jess Hyatt, Congratulations! E-LOAN has approved your application for an auto loan. We're proud to offer a better way to finance the vehicle of your dreams. Please print and keep this e-mail - it contains important information about your loan. The terms of your financing are listed below. Please note, your approval is valid through 03/23/2002. The rates quoted below are based on a detailed review of your finances, as you reported on your application, and your credit history. The rates therefore may differ from the rates quoted on the web site. Loan Number: 10685265 Loan Amount: Up to a maximum of $18,000.00 and no less than $7,500.00. Est. Monthly Payment: $346.65 (based on the max loan amount and new APR and loan term below) APR: 5.84% (New) 6.10% (Used) Loan Term (new) : 60 months (model years 2001-2002, maximum mileage 6,000 and not previously titled) Loan Term (used): 60 months (model years 1998-2002, maximum mileage 60,000) Additional Conditions of Approval: o Vehicle must be purchased at a franchised auto dealership. See http://www.eloan.com/autodealers for a list of Preferred dealers. o Vehicles used for business or commercial purposes are not eligible. o Loan to value: Amount must not exceed 120% of Invoice (New/Demo), or 120% of NADA Trade-in (Used) including insurance and warranty plus taxes, license, and registration. o Provide a copy of Borrower(s) insurance card or binder with a max deductible of $500.00 for comprehensive and collision. o Vehicles that have a payload greater than one ton are not eligible. o Amount may not include GAP or Creditlife If for any reason you would like to change the loan amount or term, please call a Loan Consultant at 1-888-ELOAN-22 to make the changes rather than re-applying online. LOAN PACKAGE You will soon receive the following documents to complete your vehicle financing: 1. Check Draft: Works just like your own personal check. Simply fill in the amount you will be paying for the vehicle (within the approved minimum and maximum amounts and loan to value limits) and present it to the dealer as payment along with the Dealer Agreement. 2. Note and Security Agreements for both new and used vehicles stating your maximum allowable loan amount. Please review carfeully the one that pertains to your vehicle purchase before signing the Check Draft. 3. "What you should know" - a list of questions and answers. To see what your payments would be based on a loan amount lower than the maximum or to check on the delivery status of your loan package, simply log into your E-Track account. https://www.eloan.com/cgi-bin/auto/autoetrack?context=auto If you have any questions, please feel free to call our toll-free number 1-888-E-LOAN-22 Monday to Friday, from 6am to 6pm PT, or Saturday from 6am to 3pm PT. Or, email us at: auto_service@auto.eloan.com. Thanks for choosing E-LOAN for your auto financing needs. Sincerely, The E-LOAN Team A better way to get a loan **** SAVE ON QUALITY CAR INSURANCE! ***** See how much you save on quality coverage when you get your quote from Esurance! If you like what Esurance has to offer, you can buy your policy instantly online. Esurance policyholders also benefit from 24/7 customer service and claims handling. Get your free quote from Esurance today when you visit: http://www.esurance.com/quotebuilder/quoting/quoteBuilderWelcomePartner.asp?PID=eloan&PromoID=427