Message-ID: <30906538.1075861704525.JavaMail.evans@thyme> Date: Tue, 13 Nov 2001 11:37:34 -0800 (PST) From: mailing1@mail.morningstar.net To: lavorato@enron.com Subject: Increase Your Income with Bonds Mime-Version: 1.0 Content-Type: text/plain; charset=us-ascii Content-Transfer-Encoding: 7bit X-From: "Morningstar.com" @ENRON X-To: lavorato@enron.com X-cc: X-bcc: X-Folder: \JLAVORA (Non-Privileged)\Lavorato, John\Deleted Items X-Origin: Lavorato-J X-FileName: JLAVORA (Non-Privileged).pst Master the secrets of successful bond investing in an entirely new Morningstar.com Investing Classroom track! * 20 New Classes! * Great Merchandise Rewards! * Absolutely FREE Classes! Learn more at: http://www.morningstar.com/RD/BondTrack.html?memail=prem Dear Premium Member: Do you need income now, or will you need it in the near future? Have you made considerable money and now wish to protect it? Are you retired? Answer yes to any one of these questions and you'll want to learn more about Bonds. And if you haven't looked at bonds in a while, you're in for a surprise. They've changed. There are more types, more bond funds, and more volatility. So, we suggest you make your first bond venture boning up on bonds. We've made that very easy, and even added a lot of fun to the process, too! (Not to mention the great rewards you can get.) Just try our new Investing Classroom Bond track at http://www.morningstar.com/RD/BondTrack.html?memail=prem You'll find 20 courses divided into two sections. They take you from the basics to information about specific types of bonds. Here's a sampling of the topics you'll master easily and quickly: Bonds 100: Bond Market Interest Rates Bond Duration Buying Bonds Immunization The Process of Issuing Bonds ..plus five more Bonds 200: Collateralized Mortgage Obligation Zero Coupon Securities TIGRs, CATS, AND LIONs STRIPS Treasury Inflation-Adjusted Securities ..plus five more There's more, too. After each course, you'll reinforce your knowledge with a short quiz. And you'll get credits for each question you answer correctly. Our new Bond track gives you the chance to pick up 100 credits. That's enough for some pretty handsome rewards. You can redeem your credits for great Morningstar Rewards. These include gear like our fleece pullover. Or redeem them for products like free subscriptions to Morningstar FundInvestor and Morningstar StockInvestor. For a complete list and description of Morningstar Rewards, click http://www.morningstar.com/RD/BondTrack.html?memail=prem Bonds are back, especially if you are nearing or are in retirement. But they are trickier than ever. So take a little while to bone up in the Investing Classroom. After all, what's a little time measured against your financial well being? Give our Bond track a try at http://www.morningstar.com/RD/BondTrack.html?memail=prem Sincerely, Maureen Eslinger Membership Director Morningstar.com P.S. Ever wonder if there is value in Junk Bonds? Take a look at our course on them and see how they could benefit you. Go to http://www.morningstar.com/RD/BondTrack.html?memail=prem --------------------------------------------------------------------- ABOUT OUR E-MAIL POLICY To unsubscribe from future emails like this, go to http://www.morningstar.com/RD/center.html?memail=prem If you feel you received this email in error, just drop us a note at nomail@mail.morningstar.net or tell us nicely to cut it out by sending a message to joe@morningstar.com. Please contact joe@morningstar.com with any questions. All subscription changes will take effect within one business day. --------------------------------------------------------------------- This message was sent by an automatic mail sending program. Do not reply to this e-mail address. Any messages sent to this address will be automatically deleted. (c) Copyright 2001. Morningstar, Inc. All rights reserved.