Message-ID: <26391312.1075855252292.JavaMail.evans@thyme> Date: Tue, 18 Dec 2001 17:20:57 -0800 (PST) From: 432441.177180221.2@1.americanexpress.com To: kholst@enron.com Subject: What's next for your investment strategy ? (And FREE IRA offer!) Mime-Version: 1.0 Content-Type: text/plain; charset=us-ascii Content-Transfer-Encoding: 7bit X-From: American Express X-To: KHOLST@ENRON.COM X-cc: X-bcc: X-Folder: \Keith_Holst_Jan2002_1\Holst, Keith\Inbox X-Origin: Holst-K X-FileName: kholst (Non-Privileged).pst American Express

What's next for your investment strategy?

(And a FREE IRA offer!)

It is more important than ever to take control of your finances. How will all the world and financial events affect your ability to achieve your personal financial goals? What could or should you consider doing differently? As a valued client, your advisor can help you develop confidence that you are on your way to meet your desired financial goals.

You have already worked hard to develop a sound and clear financial plan that is right for your personal situation. But of course things change. In these times of market uncertainty, now may be a good time to review your goals and plan with your advisor. Through that process, you can adjust your financial strategies to match this dynamic marketplace and your changing needs, keeping you on track to meet your financial goals.

Given the new realities of the financial markets, careful planning is more important than ever. For instance, you may want to consider having your portfolio address a balance of both short-and long-term objectives. Depending upon your situation, investment options can range from a variety of stable-value, income-producing cash reserve products to a wide range of mutual funds and stocks. Your advisor can help you choose the investment types that can help provide an appropriate balance of risk and return for you while helping you to meet your goals.

Your financial advisor is able to help you define your own success and will help keep you on track to achieve it. Call your advisor today to set an appointment to discuss your financial concerns.

**ACT NOW on a Free IRA Offer available until December 31, 2001! Find out about our Free For Life IRA, with no minimums and no custodial fee—ever! Call your advisor today to take advantage of this opportunity.

American Express Financial Advisors Inc., Member NASD. American Express Company is separate from American Express Financial Advisors Inc., and is not a broker-dealer.

American Express offers you online access to a host of retirement planning tools, information, and resources on our Financial Services destination under Retirement. Visit us at http://finance.americanexpress.com/finance/retire.asp.


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