Message-ID: <27562017.1075841332718.JavaMail.evans@thyme> Date: Fri, 5 Apr 2002 08:43:05 -0800 (PST) From: theindividualinvestor@tdwaterhouse.com To: matt.motley@enron.com Subject: Individual Investor Mime-Version: 1.0 Content-Type: text/plain; charset=us-ascii Content-Transfer-Encoding: 7bit X-From: TD Waterhouse X-To: Motley, Matt X-cc: X-bcc: X-Folder: \ExMerge - Motley, Matt\Deleted Items X-Origin: MOTLEY-M X-FileName: matt motley 6-26-02.pst The Individual Investor April 2002 A Publication for Customers of TD Waterhouse Investor Services, Inc. Five Years of the Dow & Nasdaq Protect Yourself from Identity Theft! Beware of anyone who e-mails or calls you requesting confirmation of personal identity information in connection with your TD Waterhouse account(s). Never give your TD Waterhouse Account number or password to anyone via e-mail. Furthermore, no TD Waterhouse Customer Service Representative will ever ask you for your password by e-mail, telephone, or in person. If you have any questions, please call Customer Service at 1-800-934-4448. The Importance of Steadily Rising Dividends Scoffed at in the growth-driven bull market of the late 1990s, dividend-paying stocks are back in vogue, and for good reason. Here's a list of ten companies that have increased their cash dividends each year since 1992. Get 3 FREE Trades for Yourself and a Friend The more friends you refer to us, the more FREE trades you receive when your friends open a TD Waterhouse account. And it's easy to spread the news with our e-mail referral program. Make Next Year's Tax Season Easier Save yourself time and trouble next tax season and year round - by bringing all of your accounts under the TD Waterhouse umbrella. Transfer your other accounts to TD Waterhouse today. It's Easy to Move Money into Your Account We offer a variety of convenient ways to deposit funds into your account(s) with us. Here's what you need to know about which ones are right for your needs - and how to sign up for them. Extended Branch Hours During Tax Season Monday, April 8th through Friday, April 12th..... until 7:00 p.m. Saturday, April 13th....................................... 9 a.m. to 1:00 p.m. Monday, April 15th........................................ until 7:00 p.m. All schedules are local times. The TD Waterhouse 529 College Savings Plan Our 529 College Savings Plan makes saving for a child's future easy, affordable, and flexible. Effective Planning Tools, On- and Off-line TD Waterhouse offers several planning tools to help you make the most of your investments , including our Analysts' Choice List - declared the winner for lowest turnover and best performance by Mutual Funds magazine. You're in Control of Your Money We've developed a whole range of banking services with online access - everyday checking, online bill payment, credit cards, home equity lines of credit, mortgages, and more - specifically for investors who want to control their money . Wireless Service Expanded Access your brokerage account from almost anywhere with a Web-ready phone, Windows Powered Pocket PC handheld - and now with Palm devices. Learn more . We want to hear from you! E-mail your comments and questions concerning The Individual Investor or any individual articles at theindividualinvestor@tdwaterhouse.com Copyright 2002 TD Waterhouse Investor Services, Inc. Member NYSE/SIPC. If you do not wish to receive the Individual Investor Email Newsletter, please follow this link to unsubscribe.