Message-ID: <18879603.1075858679071.JavaMail.evans@thyme> Date: Tue, 23 Oct 2001 13:56:01 -0700 (PDT) From: news@milepoint.com To: b..sanders@enron.com Subject: Use miles to save on your next mortgage or refinancing! Mime-Version: 1.0 Content-Type: text/plain; charset=ANSI_X3.4-1968 Content-Transfer-Encoding: quoted-printable X-From: "MilePoint News" @ENRON X-To: Sanders, Richard B. X-cc: X-bcc: X-Folder: \Sanders, Richard B (Non-Privileged)\Sanders, Richard B.\Deleted Items X-Origin: Sanders-R X-FileName: Sanders, Richard B (Non-Privileged).pst MilePoint Newsletter =09 [IMAGE]=09 Refinance with MilePoint Long-term interest rates have hit their= lowest level in years. In fact, the 15-year rate is currently at its lowe= st level on record! There is no better time than now to help reduce your m= onthly expenses and help our country's economy get back on track. What ar= e the top 5 reasons to purchase or refinance a home? In today's market, pu= rchasing a home may be less expensive than renting If you currently own a h= ome, refinancing may lower your monthly payment Refinancing with a "cash ou= t" option can help payoff or consolidate higher interest rate debts By refi= nancing, you can convert an Adjustable Rate Mortgage (ARM) to a low fixed r= ate Refinancing to a shorter term loan (from a 30-year to a 15-year loan), = can save you thousands of dollars in interest PLUS, you can use miles to s= ave even more on your next mortgage or refinancing with Chase and CitiMortg= age! [IMAGE] As a MilePoint member, you can choose to redeem your miles= and points for automatic savings of up to $500 on mortgage settlement cost= s when you choose Chase Manhattan for your home financing needs. So whethe= r you are purchasing your first home or a vacation home, or just considerin= g the refinance of your current mortgage, Chase can help save you time and = money. Of course, you'll receive all the other benefits of being a Chase = customer, including a Free Affordability Estimate or Refinance Savings Anal= ysis. We offer a Passport-To-Purchase Preapproval Program so you can shop with confidence knowing Chase Manhattan, the natio= n's leader in mortgage lending, already approves you. This can increase you= r negotiating power with the seller and help you close the loan more quickl= y. Chase also offers expanded qualifying ratios, some of the most flexib= le in the industry, so that with sufficient equity, you may be able to fina= nce a larger home! You can lock in an interest rate right over the phone so= that you are protected, should rates rise. For a nominal fee, you also hav= e the option to float down to a lower rate, should interest rates fall whil= e your loan is being processed. Tell me more ? [IMAGE] Use miles fo= r $500 closing cost savings, or a 1/4% reduction in loan origination point(= s). We specialize in working closely with companies like MilePoint to giv= e you mortgage financing advantages you won't find anywhere else. Our wide = array of mortgages gives you many choices, so you can find the one that mee= ts your needs perfectly. You'll also be able to save money when you choose = from our superior group of financial solutions. Call us today at 1-800-353-= 7989. Benefits As a MilePoint Member, you will receive... Either $500= off your closing costs or 1/4% reduction in loan origination point(s), by = applying 25,000 miles Preferred Interest Rates No PMI (Private Mortgage I= nsurance) with less than 20% down National School Report helps you choose = the right school for your child Guaranteed on-time closing or you receive = $400 toward closing costs Access to a wide variety of Citigroup products a= nd services CitiQuik provides a mortgage loan approval in just minutes from start to finish and= cuts the paperwork to a bare minimum. SureStart helps you shop with the confidence of a cash buyer. We'll let you know up = front how much financing you qualify for, saving you time and legwork. Te= ll me more ? =09[IMAGE]=09 =09=09[IMAGE]=09