Message-ID: <8275607.1075861655443.JavaMail.evans@thyme>
Date: Thu, 22 Nov 2001 08:22:30 -0800 (PST)
From: cpcustservice@bankofamerica.com
To: joe.stepenovitch@enron.com
Subject: Welcome to My Bank of America!
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Welcome!
Thank you for choosing My Bank of America, the free service that lets you manage all your online accounts in one place, with one Passcode. To fully enjoy the convenience and control that My Bank of America provides, we encourage you to add all your online accounts.

ADDING ACCOUNTS IS EASY
When you registered for My Bank of America, your Bank of America accounts*  were automatically added for you. To add more accounts, simply find the company and account on our Add an Account page, and enter the user ID and password that you use to access that account's Web site.  That's it.  You'll never have to remember or enter multiple passwords again.

IT'S MORE THAN JUST YOUR FINANCIAL ACCOUNTS
You can add your banking, investment, credit card and 401(k) accounts from hundreds of different institutions, but there's much more. You can also add your travel rewards and reservation accounts so that you never miss a flight.  And, by adding your e-mail accounts like Hotmail or Yahoo! Mail, you will be able to see all your messages, from all your accounts, on one page. Why not add your online shopping, auctions, news and more?

ENJOY THE MANY FEATURES OF MY BANK OF AMERICA
Along with consolidating your online accounts on My Bank of America, personalized stock quotes, research and market data, and financial planning tools are just a (mouse) click away!

IT'S SECURE AND PRIVATE
Concerned about account security?  Your information will be protected by one of the most trusted names in the financial services industry.  For more details, refer to our Privacy Policy at www.bankofamerica.com/privacy.

We value your business and hope you enjoy My Bank of America.  To learn more or to begin using My Bank of America right away, go directly to www.bankofamerica.com/mybankofamerica.

If you have questions or comments about this service, please sign in to My Bank of America and contact our Customer Care staff using Secure Online Mail, which is reached via the Contact Us button at the top of the page.   Representatives are available seven days a week, from 7:00 a.m. until 10:00 p.m.

Sincerely,


Erik L. Fine
Senior Vice President
Bank of America


*Refers to all accounts linked to your ID and Passcode for Online Banking with Bank of America.